Where's Your
Cabin?
We underwrite the log-built, timber-framed, and off-grid properties that traditional lenders don't know how to value.
NMLS #2847163 · Licensed in 32 states · No credit pull required
Why Cabins Get Denied
"Conventional lenders see 14 denial triggers. We see a well-built home."
Appraisers without comparable sales
A dovetail-notch log home on 40 acres has no nearby comps in an MLS database. Conventional appraisers flag "insufficient comparables" and the file dies before underwriting begins.
Non-standard construction codes
Full-scribe and cordwood construction predate modern IRC chapters. Lenders see "non-conforming construction" and trigger automatic denial — regardless of structural integrity.
Off-grid utility flags
Gravity-fed spring water and composting septic systems read as deficiencies on standard 1004 appraisals. We have established protocols for each.
Every Build Method. One Lender.
"If it was built with timber and intention, we have a loan product for it."
Full-scribe & hand-hewn log
The oldest and most crafted form. We use timber-specific appraisers with TALC certification who understand shrinkage allowances and settling gaps.
Post-and-beam, timber frame
Structural timber with infill panels — SIP, cordwood, or conventional. We finance hybrid construction that most banks categorize as "unable to determine structural system."
Owner-builder construction loans
Mid-build financing with draw schedules calibrated to handcraft timelines, not production-build milestones. Inspection protocols written for timber framing.
How We Appraise Differently
"We've built the infrastructure to say yes where others file the denial."
TALC-certified timber appraisers
Every file is assigned an appraiser from our network of Timber Appraisers Licensed for Cabins. They travel to the property. They know what a settling gap is.
Regional comp databases we built
We've assembled 14 years of closed cabin sales across 38 states — the largest private database of rural and off-grid comparable sales in the country.
Non-standard utility acceptance matrix
Spring water, well, cistern, gravity-fed, solar, propane, composting septic — each has a documented acceptance protocol. No surprises at the appraisal stage.
Rates Closed
This Quarter
Real closings from Q1 2026. Rates reflect approved borrowers with qualifying credit and documented income.
Full-Scribe Log
Watauga County, NC
Post-and-Beam
Gallatin County, MT
Heritage Log Refi
Cook County, MN
Cordwood / SIP Hybrid
Mineral County, WV
RATES AS OF Q1 2026 · SUBJECT TO CREDIT APPROVAL · APR MAY DIFFER
Check Your Cabin's
Lendability
Five questions. No credit pull. Instant assessment from a lender that speaks timber.
Ready to assess your cabin?
Answer 5 questions about your property. We'll return a lendability score and a specific path forward — no email required.